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Our Services

Personalized Approach

Each of our clients has their own individual goals and come to us with their own unique experiences. For this reason, each of our plans are custom designed to address these concerns and objectives. We save time and expense by overseeing your entire financial picture, engaging other professionals as needed.

Financial Independance

  • Goal Setting
  • Social Security
  • Medicare
  • Time Horizon
  • Required Minimum Distribution (RMD) Strategies
  • Self-Employed Retirement



Risk
Management

  • Existing Policy Audit
  • Survivorship Needs
  • Disability Income Protection
  • Long-Term Care Plan of Action
  • Health Insurance Review
  • Home/Auto Insurance Review
  • Liability Evaluation


Investment
Planning

  • Analyze Portfolio Holdings
  • Asset Allocation
  • Investment Policy Statement
  • Concentrated Stock
  • Bonds, Opportunistic Income
  • Alternatives
  • Retirement Plans
  • Annuities

Cash Flow
Analysis

  • Income Sources
  • Expense Budgeting
  • Debt Management
  • Emergency Funding
  • Opportunity Funding
  • Dollar Cost Averaging
  • Mortgage Review


Tax Reduction Strategies

We prefer to manage this throughout the year vs. waiting until year-end. We’re happy to coordinate with your CPA. Cost Basis, Realized Gains, Carry Forward Losses, Tax Loss Harvesting, Deductions and Credits.

Estate
Planning Strategies

We review your documents to help ensure your estate passes as you intend. We coordinate asset ownership and beneficiary designations with your attorney. And we provide a tracking system.

Generational Planning

We assist with gifting techniques, education funding, and custodial accounts. We also have resources for caring for aging parents and practical money skills for kids and grandkids.


Business Owner
Stratagies

From employee benefits to business structure, we can help a growing business to an exiting business owner. Buy-sells, Deferred Comp, Corporate Stock Gifts, and Family Partnerships.


For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.